The Board recognizes that fringe benefits, such as insurance opportunities, can be an important part
of the total compensation plan. The superintendent or designee will research and present to the
Board fringe benefit opportunities that will assist the district in attracting and retaining quality
Unless otherwise indicated in this policy, a support staff member is considered to be a full-time
employee if he or she holds a position designated as full time in the relevant job description.
The following definitions apply to noncertificated personnel:
Full-Time Employees – Employees, excluding bus drivers and bus monitors, who are regularly
scheduled to work at least 30 hours per week.
Part-Time Employees – Employees, excluding bus drivers and bus monitors, who are regularly
scheduled to work fewer than 30 hours per week.
Full-Time Bus Drivers/Monitors – Bus drivers and bus monitors who are regularly scheduled to work
three daily bus routes/tiers will receive a minimum of five hours per day/25 hours per week.
Part-Time Bus Drivers/Monitors – Bus drivers and bus monitors who are regularly scheduled to
work fewer than three daily bus routes/tiers and/or 25 hours per week.
Temporary Personnel – Employees who accept assignment(s) for a predetermined period of time
will not be provided Board-paid benefits except as required by law. This stipulation shall be
included in the posting notices. The length of service for assignment may be based on:
1. Time needed to complete a specified task.
2. A specific date set for termination of an assignment.
3. The return of a full-time or part-time employee from an absence.
Benefits Fully or Partially Paid by the District
The district has a wide variety of support staff members with varying schedules and compensation
expectations. The district will notify employees in writing of the benefits associated with their
positions. The district may provide access to and contribute toward the cost of the following benefit
options, depending on the position:
1. Health Insurance – A group insurance program of medical coverage will be provided by the
Board for all full-time support staff employees. An employee, at his or her expense, may
choose spouse and/or dependent coverage.
2. Dental Insurance – The Board will provide all full-time support staff employees with A, B,
C, D, dental coverage. Such policy will include a $25 deductible, an annual ceiling of $1,000
for A, B and C coverage; and a lifetime ceiling of $1,500 for D coverage. An employee, at
his or her expense, may choose spouse and/or dependent coverage.
3. Short-Term Disability Insurance – Short-term disability insurance will be provided for all
full-time support staff employees.
4. Life Insurance – Life insurance will be provided for all full-time, support staff employees in
an amount equal to the individual's annual salary, not including fringe benefits or
supplementary pay. Premiums will be paid by the Board of Education. Additional life
insurance may be purchased by the employee at the district rate.
In accordance with law, any contract for an insurance policy provided for the benefit of employees
will be submitted to competitive bidding at least every three years.
Unless otherwise required by law, only full-time employees are eligible to receive paid health, dental
and life insurance.
Health Insurance or Group Health Plan
The Board will provide eligible full-time employees access to district-sponsored health insurance
or a group health plan, in accordance with federal law. For health insurance or health plan purposes,
an eligible employee is defined as a staff member the district reasonably expects to work an average
of 30 hours or more per week as determined by law.
The district may require employee contributions toward district-sponsored health insurance or a
group health plan as allowed by law.
Any district health insurance contract or plan shall include a provision allowing persons who retire
from the district to remain or become members of the plan if they are eligible to receive benefits
under the Public School Retirement System of Missouri (PSRS) or the Public Education Employee
Retirement System (PEERS) by paying premiums.In addition, the retiree's spouse and children must
be allowed to become members of the plan if they are receiving or are eligible to receive benefits
under the PSRS or PEERS. Retirees and their spouses and children will have one year from the date
of retirement to qualify and enroll in the coverage. Once that date has passed, if a retiree or his or
her spouse or children discontinue district coverage, they are not eligible to re-enroll.
If employment terminates following the last day of the school year and before the commencement
of the ensuing school year, support staff employees will receive Board-paid medical insurance
through August 31.
Employees hired prior to June 30, 1990, who chose the annuity option, may select to participate in
the district insurance program during the open enrollment periods. At the time of enrollment in the
district insurance program, the annuity contributions will cease and may not be reinstated.
Benefits Provided by the District at Employee Expense
In accordance with law, the district is required to establish a premium-only cafeteria plan unless the
district provides health insurance through a self-insured or self-funded group health plan. Even if
the district provides health insurance through a self-insured or self-funded plan, the district may
choose to offer employees access to a cafeteria plan or other benefits at the employee's expense.
Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) Requirements
In accordance with law, the district-sponsored health insurance or group health plan will allow for
continuing coverage of employees and their spouses, former spouses or dependent children after
certain qualifying events upon payment of the applicable premium. This obligation applies to both
district-paid and employee-paid options. Qualifying events include, but are not limited to, employee
resignation from the district, most situations involving employee termination and situations where
an employee's hours have been reduced so that he or she no longer qualifies for district-paid health
insurance or the group health plan. The district will provide notices as required by law.
* * * * * * *
Note: The reader is encouraged to check the index located at the beginning of this section
for other pertinent policies and to review administrative procedures and/or forms for
Revised: 12/16/1999; 04/06/2000; 08/10/2000; 11/13/2003; 03/08/2007; 07/10/2008;
Legal Refs: §§ 67.150, .210, 169.590, 376.428, .453, RSMo.
Internal Revenue Code, 26 U.S.C. § 125
Patient Protection and Affordable Care Act, 26 U.S.C. § 4980H
Public Health Service Act, 42 U.S.C. §§ 300bb-1 - 300bb-8
St. Charles School District, St. Charles, Missouri
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