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Benefits in addition to basic salary are recognized by the Board as an integral part of the total compensation plan for full-time support staff employees. The benefits extended to support staff employees will be designed to promote its present and future economic security and will include the following provisions:

Health Insurance -- A group insurance program of medical coverage will be provided by the Board for all support staff employees. An employee, at his or her expense, may choose spouse and/or dependent coverage.

Dental Insurance -- The Board will provide all support staff employees with A, B, C, D, dental coverage. Such policy will include a $25 deductible, an annual ceiling of $1,000 for A, B and C coverage; and a lifetime ceiling of $1,500 for D coverage. An employee, at his or her expense, may choose spouse and/or dependent coverage.

Vision Insurance -- Insurance committee to recommend specifications.

Life Insurance -- Life insurance will be provided for all full-time, support staff employees in an amount equal to the individual's annual salary, not including fringe benefits or supplementary pay. Premiums will be paid by the Board of Education. Additional life insurance may be purchased by the employee at the district rate.

Support Staff Contribution -- Notwithstanding the foregoing provisions, the Board's contribution for a support staff employee's fringe benefit package (defined as health and dental) will not exceed the annual sum determined by the Board. If the cost of providing such insurance benefits exceeds the annual sum in a calendar year, the individual support staff employee will be responsible for these fringe benefit costs in excess of the annual limit. Employee contributions for benefit costs, if required, will be deducted from each employee's pay. The stipulated insurance cap becomes effective on October 1 for medical insurance and on January 1 for dental insurance of the subsequent year.

Available options:


        Employees hired prior to June 30, 1990, who chose the annuity option, may select to participate in the district insurance program during the open enrollment periods. At the time of enrollment in the district insurance program, the annuity contributions will cease and may not be reinstated.

Duration of Benefits -- Should a support staff employee's employment terminate during the school year, he or she will be eligible to participate in interim health and life insurance plans in accordance with federal regulations. However, the employee will be required to pay the premium for such interim coverage.

If employment terminates following the last day of the school year and before the commencement of the ensuing school year, support staff employees will receive Board-paid medical insurance through August 31.

Any plan of group health insurance shall include a provision allowing persons who retire, or who have retired to become members of the plan if they are eligible to receive benefits under the Public Education Employee Retirement System (PEERS), by paying premiums at the same rate as other members of the group, pursuant to the limitations set forth in § 169.590, RSMo.

At the time of commencement of coverage under the plan, an employee shall be given his or her first notification of rights under the Consolidated Omnibus Budget Reconciliation Act (COBRA). Further notification is contingent upon the occurrence of a qualifying event and, in applicable situations, notification to the district that a qualifying event has occurred, as required by law.

The contract for insurance will be submitted to competitive bidding at least every three (3) years.

* * * * * * *

Note:  The reader is encouraged to check the index located at the beginning of this section for other pertinent policies and to review administrative procedures and/or forms for related information.


Adopted:       10/14/1993


Revised:        12/16/1999; 04/06/2000; 08/10/2000; 11/13/2003; 03/08/2007


Cross Refs:    DJC, Bidding Requirements


Legal Refs:    §§ 67.150,.210, 169.590, RSMo.

Consolidated Omnibus Budget Reconciliation Act, 29 U.S.C. §§ 1161-1168

St. Charles School District, St. Charles, Missouri


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