Benefits in addition to basic salary are recognized by the Board as an integral part of the total
compensation plan for full-time support staff employees. The benefits extended to support staff
employees will be designed to promote its present and future economic security and will include
the following provisions:
Health Insurance -- A group insurance program of medical coverage will be provided by the Board
for all support staff employees. An employee, at his or her expense, may choose spouse and/or
Dental Insurance -- The Board will provide all support staff employees with A, B, C, D, dental
coverage. Such policy will include a $25 deductible, an annual ceiling of $1,000 for A, B and C
coverage; and a lifetime ceiling of $1,500 for D coverage. An employee, at his or her expense,
may choose spouse and/or dependent coverage.
Vision Insurance -- Insurance committee to recommend specifications.
Life Insurance -- Life insurance will be provided for all full-time, support staff employees in an
amount equal to the individual's annual salary, not including fringe benefits or supplementary pay.
Premiums will be paid by the Board of Education. Additional life insurance may be purchased
by the employee at the district rate.
Support Staff Contribution -- Notwithstanding the foregoing provisions, the Board's contribution
for a support staff employee's fringe benefit package (defined as health and dental) will not exceed
the annual sum determined by the Board. If the cost of providing such insurance benefits exceeds
the annual sum in a calendar year, the individual support staff employee will be responsible for
these fringe benefit costs in excess of the annual limit. Employee contributions for benefit costs,
if required, will be deducted from each employee's pay. The stipulated insurance cap becomes
effective on October 1 for medical insurance and on January 1 for dental insurance of the
► Employees hired prior to June 30, 1990, who chose the annuity option, may select to
participate in the district insurance program during the open enrollment periods. At the
time of enrollment in the district insurance program, the annuity contributions will cease
and may not be reinstated.
Duration of Benefits -- Should a support staff employee's employment terminate during the school
year, he or she will be eligible to participate in interim health and life insurance plans in
accordance with federal regulations. However, the employee will be required to pay the premium
for such interim coverage.
If employment terminates following the last day of the school year and before the commencement
of the ensuing school year, support staff employees will receive Board-paid medical insurance
through August 31.
Any plan of group health insurance shall include a provision allowing persons who retire, or who
have retired to become members of the plan if they are eligible to receive benefits under the Public
Education Employee Retirement System (PEERS), by paying premiums at the same rate as other
members of the group, pursuant to the limitations set forth in § 169.590, RSMo.
At the time of commencement of coverage under the plan, an employee shall be given his or her
first notification of rights under the Consolidated Omnibus Budget Reconciliation Act (COBRA).
Further notification is contingent upon the occurrence of a qualifying event and, in applicable
situations, notification to the district that a qualifying event has occurred, as required by law.
The contract for insurance will be submitted to competitive bidding at least every three (3) years.
* * * * * * *
Note: The reader is encouraged to check the index located at the beginning of this
section for other pertinent policies and to review administrative procedures
and/or forms for related information.
Revised: 12/16/1999; 04/06/2000; 08/10/2000; 11/13/2003; 03/08/2007
Cross Refs: DJC, Bidding Requirements
Legal Refs: §§ 67.150,.210, 169.590, RSMo.
Consolidated Omnibus Budget Reconciliation Act, 29 U.S.C. §§ 1161-1168
St. Charles School District, St. Charles, Missouri
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